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BlueChoice Option (POS)

Blue Open Access HMO/POS Brochure BCBSGa Affordable Health Insurance

This point-of-service (POS) plan offers choice by combining the security and advantages of an HMO with the flexibility of traditional indemnity coverage. BlueChoice Option gives employees preventive care coverage with convenience, flexibility, choice and control.

Point-of-Service means employees choose at the time of service whether they prefer to use network providers or non-network providers. Although visits to non-network providers require higher out-of-pocket payments, members may decide each time they seek care whether or not they wish to use the BlueChoice Option Network.

Each BlueChoice Option member must select a primary care physician (PCP) at the point of enrollment who will coordinate most in-network levels of care. Again, although members are required to select a PCP at enrollment, members may choose to go out-of-network at any time.

The Power of Blue (SM) in your hands

“Excellent” Accreditation from the National Committee for Quality Assurance (NCQA)

Extensive state-wide network of PCPs, specialists and hospitals

Low office visit copayments

Direct access to in-network OB/GYN, dermatology, ophthalmology, and mental health providers (mental health providers accessed through a 24-hour toll-free number)

Away from home care, guest memberships and access to international providers for continuous coverage when members travel outside the USA and travel and live outside Georgia

Comprehensive preventive health care coverage

BlueChoice On-Call – 24-hour nurse information line

BlueChoice Option is underwritten by Blue Cross Blue Shield Healthcare Plan of Georgia, an independent licensee of the Blue Cross Blue Shield Association.

USA-HealthInsurance® offers affordable medical coverage from Blue Cross Blue Shield and other nationwide insurance companies to provide you with your health insurance needs. health insurance needs.

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