BlueChoice PPO High Deductible Health Plans (HSA-qualified)

Blue Open Access HMO/POS Brochure 

• High Deductible Health Plans (HDHPs) that meet certain requirements established by the U.S. Treasury Department are designed to work with tax-advantaged Health Savings Accounts (HSAs) to provide consumers with flexibility and choice, along with financial incentives to become more involved health care consumers.
  
  Savings from lower monthly HDHP premiums enable you to deposit the money you save into an HSA to cover your current and future qualified medical expenses. Money deposited into the HSA is tax-advantaged and also earns interest. Unused funds in the HSA roll over from year to year - they are yours to keep
  
  Unique features of the BlueChoice PPO HDHP include:
• A single deductible for both prescription drugs and medical services.
• Copays / coinsurance do not apply to prescription drugs or medical services until the deductible is met.
• A combined family deductible (the subscriber, spouse, and dependents).
• Preventive care benefits begin paying immediately, while other benefits are paid once your deductible is met.
  
  A preferred provider organization from BCBSGA that offers an extensive network of physicians and hospitals providing care at negotiated rates. It also provides coverage for out-of-network services. Plus, special out-of-network programs provide hospital discounts and a “no balance-billing” arrangement with participating hospitals. To view our HDHP Benefit Summaries, click here.
  
  BlueChoice PPO offers employers the potential for lower monthly health benefit costs, and employees lower out-of-pocket costs through an extensive network of hospitals and physicians. BlueChoice PPO members also retain the freedom to use a non-network physician at a reduced level of benefits.
  
  If an employee or covered dependent requires hospitalization, BlueChoice PPO provides a full range of benefits that offer financial protection from the cost of today's hospital care. By choosing a network hospital, the employee minimizes both the administrative hassle and their share of the hospital bill. If they elect to use a non-network hospital, their out-of-pocket costs will be higher and they may have to do more paperwork.
  
  Your healthcare needs are very important to us and we are committed to providing you with exceptional service. Please take a moment to review our product offerings.
  

BCBSGa Plans

• BlueChoice Healthcare Plan (HMO)
• BlueChoice Option (POS)
• Blue Open Access HMO/POS
• BlueChoice PPO
• Blue Value Plan 3000 (MOST POPULAR PLAN!)
• PPO High Deductible (HSA-Qualified)
• Tonik
• Short Term or Temporary Health Insurance
• Small Business & Group Health Insurance
• Dental Plans