Quick Quotes!

 Multiple Quotes - All Carriers
  Need multiple quotes from   one carrier? Select below!

 Aetna

 Coventry Health Care

 Humana

 Kaiser Permanente

 United Healthcare
 Or contact us toll free at
 1-800-831-3270.

  Close

The first wave of participants eligible for COBRA and state continuation subsidies are reaching the end of their nine-month subsidy period

The American Recovery and Reinvestment Act provided eligible COBRA and state continuation participants with nine months of subsidized premiums. Participants who became eligible in this first wave on March 1, 2009, received a 65 percent premium subsidy through November 30, 2009. They will be responsible for paying 100% of the premiums beginning in December 2009. For example, if a participant's subsidized premium was $105 in November 2009, that premium will increase to $300 for December 2009. This is a significant increase and may be unexpected for some participants who may have lost track of the nine-month end date.

Subsequent waves of the nine-month subsidy period will expire monthly hereafter. For example, the subsidy will expire on December 31, 2009, for COBRA and state continuation participants who became eligible on April 1, 2009. It will expire on January 31, 2010, for participants who became eligible on May 1, 2009, and so on.

Employers and group administrators may experience:
  • an increase in calls from impacted participants, many expressing concern with their ability to pay the increased premiums.
  • a possible increase in member terminations due to non-payment of increased premiums.
  • COBRA employers currently receiving federal subsidy reports will continue to receive those reports as long as they have participants receiving the subsidy.

The subsidy program will end on December 31, 2009, for any new COBRA or state continuation applicants. Assuming there is no extension, the final wave of the nine-month subsidy period will end on September 30, 2010.

The government is currently considering an extension of the subsidy beyond the program's December 31, 2009, end date. We are monitoring this possibility. If there are any changes or an extension to the subsidy law, we will communicate that as soon as possible. Please contact us with any questions.

Get Quotes





Alabama, Blue Cross and Blue Shield | Alaska, Premera Blue Cross Blue Shield | Arizona, Blue Cross and Blue Shield | Arkansas Blue Cross and Blue Shield | California, Anthem Blue Cross | California, Blue Shield | Colorado, Anthem Blue Cross and Blue Shield | Connecticut, Anthem Blue Cross and Blue Shield | Delaware, Blue Cross and Blue Shield | District of Columbia, CareFirst Blue Cross Blue Shield | Florida, Blue Cross and Blue Shield | Georgia, Blue Cross and Blue Shield | Hawaii Medical Service Association | Idaho, Blue Cross | Idaho, Regence BlueShield of Idaho | Illinois, Blue Cross and Blue Shield | Indiana, Wellpoint, Inc. | Iowa, Wellmark Blue Cross and Blue Shield | Kansas, Blue Cross and Blue Shield | Kentucky, Anthem Blue Cross and Blue Shield | Louisiana, Blue Cross and Blue Shield | Maine, Anthem Blue Cross and Blue Shield | Maryland, CareFirst Blue Cross Blue Shield | Massachusetts, Blue Cross and Blue Shield | Michigan, Blue Cross and Blue Shield | Minnesota, Blue Cross and Blue Shield | Mississippi, Blue Cross and Blue Shield | Missouri, Anthem Blue Cross Blue Shield | Missouri, BlueCross and BlueShield of Kansas City | Montana, Blue Cross and Blue Shield | Nebraska, Blue Cross and Blue Shield | Nevada, Anthem Blue Cross and Blue Shield | New Hampshire, Anthem Blue Cross and Blue Shield | New Jersey, Horizon Blue Cross and Blue Shield | New Mexico, Blue Cross and Blue Shield | New York, BlueCross & BlueShield of Western | New York, BlueShield of Northeastern | New York, Empire Blue Cross and Blue Shield | New York, Excellus BlueCross BlueShield | North Carolina, Blue Cross and Blue Shield | North Dakota, Blue Cross and Blue Shield | Ohio, Anthem Blue Cross and Blue Shield | Oklahoma, Blue Cross and Blue Shield | Oregon, Regence BlueCross BlueShield of Oregon | Pennsylvania, Blue Cross of Northeastern -- Wilkes-Barre | Pennsylvania, Highmark Blue Shield | Pennsylvania, Capital Blue Cross -- Harrisburg | Pennsylvania, Highmark Blue Cross Blue Shield -- Pittsburgh | Pennsylvania, Independence Blue Cross -- Philadelphia | Rhode Island, Blue Cross and Blue Shield | South Carolina, Blue Cross and Blue Shield | South Dakota, Wellmark Blue Cross and Blue Shield | Tennessee, Blue Cross and Blue Shield | Texas, Blue Cross and Blue Shield | Utah, Regence BlueCross BlueShield of Utah | Vermont, Blue Cross and Blue Shield | Virginia, Anthem Blue Cross and Blue Shield * | Virginia, CareFirst BlueCross BlueShield * | Washington, Premera Blue Cross | Washington, Regence BlueShield | West Virginia, Mountain State Blue Cross and Blue Shield | Wisconsin, Anthem Blue Cross and Blue Shield | Wyoming, Blue Cross and Blue Shield

COBRA
Eligibility Dates
Contact HealthInsurance-Nation!
Help Center
Insurance Quotes Offer your contact info and you will be receiving quotes by email today and current medical plans info via US mail.
  No required Info, No pressure.
Name «
Email «
Phone «
Address «
City
State

Zip Code

Date of Birth Ex:(mm/dd/yyyy)

How can we help you?

0 of 255
Enter code: NOT Case sensitive
captcha


Office Hours
Mon - Fri: 8:00am - 10pm EST
Sat: 9:00am - 4pm EST